Parental Leave Benefits Calculator
Estimate your EI maternity and parental leave benefits, see the income gap you'll need to budget for, and understand Quebec's QPIP system if applicable.
Your Details
Weekly EI Benefit
$582
55% of insurable earnings
Total EI Income
$29,087
Over 50 paid weeks
Monthly Income Gap
$2,062
Salary minus EI per month
Leave Duration
51 weeks
1-week waiting period + 50 paid weeks
Leave Breakdown
| Period | Weeks | Benefit Rate | Weekly Amount |
|---|---|---|---|
| Waiting period | 1 | $0 | $0 |
| Maternity (birth parent) | 15 | 55% | $582 |
| Parental | 35 | 55% | $582 |
Monthly Income: Pre-Leave vs During Leave
How to Prepare Financially
Build a leave fund
Save the monthly income gap ($2,062/mo) multiplied by the number of months on leave. Start saving as early as possible during pregnancy.
Canada Child Benefit (CCB)
Once your baby arrives, you may receive up to $7,787/year per child under 6 (income-tested). This helps offset the income gap significantly. Apply as soon as the baby is born.
RRSP room still accumulates
Your EI benefits count as earned income for RRSP purposes, so you continue building contribution room while on leave. This is a hidden silver lining.
Check your employer's policy
Many employers (especially public sector, banks, and tech companies) offer top-up to 93-100% of salary. This makes a massive difference. Ask HR early.